***Meet The NDB Band Members!! ***

Introducing our Newest Member of NDB,, Ray ""The Hammer"" Hammer!

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I started playing Drums late in life at the age of 25.

I took lessons from Randy Rush and my first band was 'Black Shank' was formed from local friends, my Brother and the late great Scott Barbour.


Most of my playing has been with various short lived projects.

I have been the backup Drummer for Creek Water and played several times with The Kentucky Blues Society for the last 15 years.

The highlight of my career was playing Anthony Kenney of The Kentucky Headhunters and Brad Burton of Bazooka Joe.

They really worked with me and helped me improve as did several local musicians and they are Dwayne Tarrance, Dan Hudnail, Shawn McDonald, Kenny Lee, Wade England, Greg Rogers, Travis Johnson, Lee Hammer and Bodie Hammer.

My musical influences are Led Zeppelin, Myles Kennedy & The Conspirators, Metallica, Aerosmith, Blackstone Cherry and Dirty Honey.

I am Super Excited to join The No Deposit Band! 

It is a privilege to play with a talented group of musicians that enjoy Rock & Roll!


Timmy William Smith

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Timmy William Smith - Bass Guitar Player and Vocals at No Deposit Band! 

Timmy has been a Very Cool addition to NDB, He has a very unique playing style that blends well with NDB's Cool R&B and Classic Dance Rock Music Style!

Timmy has a wealth of experience he brings to No Deposit Band from Touring with Country Music Names such as Marty Robbins, Bill Anderson and Box Car Willie,, to Studio Session work with many, many others!!

Also, for 7 Months he was touring the USA playing Bass Guitar in the Smokey & The Bandit Tour, The Skoal Bandit Tour and The Copenhagen Tour.

He formed the very successful Lock, Stock & Barrel Band while living in Florida. Timmy and his Lock, Stock & Barrel Band has opened for many Big Country Music Names such as Mel McDaniel and TG Shepherd!

Just like all of the rest of us, Timmy values time with his Family and Friends out side of the Music World.

Timmy is a Small Town Boy himself, hailing from a Small Town in Ohio called Germano. He now makes his home in Bowling Green!

This Guy Rocks Y'all! Talk about Layin' Down The Groove Line,, No Deposit Band is very fortunate to have Timmy's Talent!!

God Bless and Keep On Rockin!!

NDB - Los Amigos Cinco De Mayo Gallatin

Steve Jewell Sr.

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Steve Jewell Sr. - Lead Guitarist / Singer / Songwriter 

at No Deposit Band! 

Steve says,, It all started for me at the age of 5. I have many family members that were Musicians. 

My Cousin took me on as a student in the late 60's and the rest is history!!

I have been playing Music in South Central Kentucky for over 40 years with several Bands in the area.

Many miles at many Music Venues North / South / East / West!

I hope to "Keep Rock'n" til my Journey is over!!!

** Steve is a Very Welcomed Addition to NDB! He is a very laid back personality that brings not only an enormous amount of experience and Stage Savvy, his Guitar Work is really Badass'd!

Hell Yeah Brother we are looking forward to having you with us for many years to come!!!!!!


Jackie Hagan (JR)

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Hello everyone, I am one of the Original Founding Members of the No Deposit Band along with my Childhood Brother Mark "Buck" Wheat. Playing Rhythm Guitar, Keyboards and some Vocals in the Band. 

I have been playing Guitar & Keys for many years and I have been truly blessed to have had the opportunity to play along side some really Great Musicians.

As a young child I would sneak around and listen to my Mom's Elvis Records and dream of actually playing and singing in a band one fine day.

Well it certainly happened,, Dreams do come true!

I owe my inspiration to play Guitar to my Brother Mark Wheat from Tompkinsville. He loaned me his own Guitar as kids until I could afford my own and patiently helped me learn to play it, he was and still is an Awesome Teacher, Friend, Brother and an Original Founding Member of No Deposit Band.

I have played many venues and the one thing that has never changed,, I have always been content with being a Rhythm Guitar Player, I just wanted to do my own thing on Rhythm within the concept of the band and cover everyone else, I sorta got my main Rhythm Guitar Licks from the 60's R&B, Wild Cherry, Bee Gee's, Jackson 5.

I also have to give my Keyboard Playing Credit to my Piano Teacher Mrs. Brenda Walden of Tompkinsville.

She was to me and still is an Awesome Teacher! Every single lesson I took from her was always so inspiring, she made it fun and it made me want to Practice, Practice, Practice!


The main person in my life who deserves the most credit for my musical success is my wonderful wife Deb, she has been with me every step of my musical way,, Seen it all,, Musician Ego BS, Good & Bad Times. 

Always helping me whether it be carrying my Instruments to a Practice or to a Gig or always encouraging me to keep on playing even when I or the Band wasn't Clicking,, she is my Awesome Rock.


It really makes me smile looking back on the people who helped inspire me musically and mold me as a Musician throughout  the years and I am very, very thankful for each and every one of you and your Inspiration.

I love our current line up, this Band has a really Good Vibe, it is a pleasure getting to play along side these very talented Musicians that make up the NO DEPOSIT BAND!

Thank All Y'all for your Awesome Support,, We plan on doing this thing for a long long time,, God Bless!

                 STRAIGHT OUTTA T-VILLE